Loan Officer Job at Home Buyers Realty, Modesto, CA

cVd6SDBWL2JpOWg0QzZydmpUbzhYcU5hZlE9PQ==
  • Home Buyers Realty
  • Modesto, CA

Job Description

Summary

Licensed Loan Officers: Elevate Your Career with Envoy + HBR Team!

Active NMLS and SAFE UST Licenses Required to Apply.

Envoy + HBR Team, in collaboration with PLACE, is on the lookout for licensed Loan Officers ready to excel. With instant access to premium leads and the support of leading real estate professionals, you can take your career to new heights.

What We Offer:

  • Instant Leads : Effortlessly expand your client network.
  • Collaborate with Top Agents : Boost your closing rates.
  • Full Marketing & Administrative Support : Focus on sealing deals.

If you possess NMLS and SAFE UST licenses, apply today! Spanish language skills are a plus but not essential.

Responsibilities

Key Responsibilities:

● Promote Envoy’s Products: Represent our product offerings to real estate agents,

homebuyers, and other referral sources to generate new loan applications.

● Lead Generation: Actively engage with realtors, CPAs, financial planners, and past

clients to procure loan applications that result in funded loans.

● Client Education: Educate borrowers on current loan offerings and programs, ensuring

they are well-informed and comfortable with their choices.

● Compliance Management: Ensure all marketing activities and loan processes are

compliant with industry regulations and Envoy’s standards.

● Document and Process Management: Create and maintain accurate loan files,

including entering data from new loan applications into the origination system and

reviewing loans in process daily to determine priorities.

● Audit and Approval: Perform document audits, resolve exceptions, and approve (or

reject) loan packages for funding. Manage Change of Circumstances (CoC) and ensure

re-disclosure compliance.

● Client Communication: Provide consistent follow-up with internal staff, borrowers, and

agents to ensure all loan processing activities are on track.

● Status Updates: Keep all parties informed on the status of loans, maintain up-to-date

records, and ensure that all loans meet FHA, VA, and conventional guidelines.

● Information Gathering: Request and gather relevant information from borrowers to

complete loan applications, working closely with processing and underwriting teams.

● Transaction Monitoring: Monitor the loan process, communicate effectively with

borrowers and other transaction parties, and present complete and accurate files to the

Processor.

● Continuing Education: Maintain active NMLS license, stay current with required

continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy

guidelines, and HUD guidelines.

● Ethical Conduct: Conduct all business activities ethically, adhering to Envoy’s core

values and acting in the best interest of the company and clients.

Qualifications

Qualifications We’re Looking For:

● Education: High school diploma or equivalent required; a Bachelor’s degree is

preferred.

● Experience: Minimum of 3+ years as a Loan Originator, Loan Officer Assistant (LOA), or

Processor; 5+ years is highly preferred.

● Technical Proficiency: Strong knowledge of Microsoft Excel, Word, and Outlook.

Experience with loan origination systems, particularly Encompass, and familiarity with

Desktop Underwriter (DU), Desktop Originator (DO), and Loan Prospector (LP).

● Industry Expertise: Deep understanding of FHA, VA, Conventional, and USDA loan

products, as well as mortgage processes, procedures, and documentation.

● Skills: Exceptional follow-up, time management, interpersonal, and communication

skills. Must be detail-oriented, self-motivated, and social media savvy with a forward-

thinking approach.

● Licensing: Must have NMLS and SAFE, UST, or be able to obtain applicable State

NMLS license within 30-90 days of employment.

About-our-team

Ron and Eva Cedillo and the HBR Team are Powered by PLACE.

We firmly believe in abundance and helping others. By helping our clients achieve their goals and dreams, we in turn our able to achieve our goals and dreams.

We believe in long term relationships and taking care of our clients.

We have been endorsed by DJ Walker and Jaimee Lee of KAT Country for over 12 years. We have been sponsors of St Jude for 12 years this is the Charity of Choice for both of our companies.

Gary LeVox of Rascall Flatts sings our jingle on KAT Country

Kevin Harrington of Shark Tank endorses our marketing

Partnered with Dave Ramsey and are Ramsey Trusted for over 14 years

We have sold over 3000 homes in our 20+ years in real estate and have the knowledge, experience and systems to help you achieve your goals.

Job Tags

Temporary work,

Similar Jobs

Language Learning Network

In-Person High School Spanish Teacher Job at Language Learning Network

 ...in PK-12 world language education. We support language learners of all kinds by connecting schools all over the country to teachers for Spanish, French, Italian, German, Mandarin, Japanese, Arabic, American Sign Language (ASL), and more. Our schools and students are our... 

Pacific Aviation

Aircraft Cabin Cleaning Agent Job at Pacific Aviation

 ...succeed. Pacific Aviation (with Superior Aircraft Services) is an airport-handling provider dedicated to providing exceptional service for...  ...Always work in a safe manner Deliver Quality Cleans at al times Perform all tasks in a timely manner Quality... 

Goodwin Recruiting

Senior Living Medical Director Job at Goodwin Recruiting

 ...geriatric care. Are you dedicated and compassionate? Apply today. Medical Director Qualifications: Extensive experience in aSenior Livingcommunity. Board Certified Physician (Geriatrics) Exceptional critical thinking abilities Medical Director... 

Goede Premier Recruitment

RECRUITER Job at Goede Premier Recruitment

 ...RECRUITER Goede Premier Recruitment (GPR) recruits in the Security, AV & Engineering industries. We are currently looking...  ...Organizational Skills, Social Media, Technical Recruiting About the Company: Goede Premier Recruitment Industry: Staffing/Employment Agencies... 

State of Florida

OPS COMMISSION INVESTIGATOR - 78900222 Job at State of Florida

Requisition No:842683 Agency: Commission on Offender Review Working Title: OPS COMMISSION INVESTIGATOR - 78900222Pay Plan: Temp Position Number:78900222 Salary: 19.00 Posting Closing Date: 12/13/2024 Total Compensation Estimator OPS COMMISSION...