Job Description

WHO WE ARE...
Maxwell was founded in 2015 by homebuyers who were shocked by the complexity and inefficiencies of the mortgage process for borrowers and lending teams alike. We’ve created a platform that has not only streamlined the process and made it more efficient - closing loans 45%+ faster - but has made mortgages more accessible
in the process. Our mission is clear: democratize mortgages by helping lenders work more efficiently and stay compliant while eliminating the barrier to entry and the stress for the borrower. We are a company focused on a supportive, diverse, and inclusive culture - live through our values of Rigor, Ownership, Curiosity, Kindness, and "Straight Up" - to bring equality to the mortgage process and spread financial empowerment. Intrigued? Read on and say hello!

WHO YOU ARE...

• Excellent analytical & communication skills 
• Ability to work in a fast-paced multi-tasked environment 
• Thorough knowledge of federal and state laws pertaining to the mortgage banking industry (i.e.: TILA, ECOA, RESPA, etc.)
• Strong appraisal review skills
• Great organizational and customer service skills 
• Expert knowledge of AUS systems (DU,LP)
• Ability to underwrite/review complex purchase and refinance transactions 
• Ability to work independently as well as part of a team
• A full understanding of recent FNMA/FHLMC underwriting guidelines is required  
• Must be conversant with QM and ATR regulations 

WHAT YOU’LL BE DOING…

• A thorough review of loan files to determine deficiencies and/or issues
• Concise and accurate conditioning of loan files
• Meet turn time objectives 
• Analyze complex tax returns 
• Communicate with the processor and LO in a positive manner in order to assist in moving files to closing as quickly as possible 
• Concise and accurate input of data 
• Run AUS and vendor software and analyze the results 
• Complete a thoughtful and thorough review and sign off of appraisals 
• Clear conditions as submitted while meeting turn-time objectives 
• Maintain acceptable quality control metrics 
• Ability to train and mentor peers 
• Support and work on multiple loans to one borrower
• Proficient at client operating system

IDEALLY, YOU’LL HAVE...

• 5+ years of current experience in Conventional underwriting. Must have underwritten conventional loans within the last year 
• Encompass and/or Empower the experience desired

Not sure you meet all of our ideals? We’re a company focused on capabilities and
would still love to hear from you, so please apply!

Compensation Range: Approximately $80,000 commiserate on experience and the Denver, CO market.

WHAT WE OFFER YOU

An opportunity to be a key part of an agile team of thinkers and doers collaborating to change a multi-trillion dollar industry. We offer meaningful equity at a growth-stage company, a competitive salary, top-tier medical, dental, and vision insurance, and flexible work hours and vacation time. Here are our awesome benefits in black
and white:

• Competitive pay and meaningful equity as an employee at a fast-growing, venture-backed company. We want you to participate and make decisions as an owner with our future in mind
• Employee-centric environment - initiatives in place to create an environment of belonging and inclusion and career path plans based on achievable goals and not tenure or nepotism.
• A 401(k) and top-tier insurance plans to select from along with a FSA and HSA where you can set aside pre-tax money for out-of-pocket expenses
• Flexible time off plus all 10 major holidays and 2 floating holidays for your birthday, religious holiday or other special day of your choice
• Two volunteer days - paid days off to volunteer each year at the charity of your choosing

OUR APPLICATION PROCESS

At Maxwell, we value our differences, and we encourage all—especially those whose identities are traditionally underrepresented in tech organizations—to apply. Maxwell is an equal-opportunity employer. We do not discriminate on the basis of race, religion, color, gender expression or identity, sexual orientation, national origin, citizenship, age, marital status, veteran status, disability status, or any other characteristic protected by
law. If you require further accommodations or have questions regarding the accessibility of our roles, please reach out to peopleops@maxwell.com. All employment decisions at Maxwell are based on a person's merit, business needs, and role requirements. At Maxwell, we're looking for candidates with great experience and alignment with our core values. This is a full-time, salaried role based in Denver, CO.

While we appreciate the interest, we are not accepting opportunities from contingency staffing agencies.

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